Assisted Living Facilities
Assisted living facilities are for seniors who want to stay in a home-like environment but need help with daily activities. They provide services such as meals, housekeeping, transportation and security.
They also offer specialized care for people with Alzheimer’s disease or mobility issues. If you are considering an assisted living facility, it’s best to tour one or more facilities.
assisted living facilities
Assisted living facilities offer housing, meals, transportation and assistance with personal care and daily activities for elderly residents. Some are specialized and licensed for memory care, mobility care or other special needs.
Typically, residents are encouraged to bring personal items and furniture to make their homes feel like home. They are also assessed before moving in, so that they receive an individualized service plan based on their individual needs and preferences.
Assisted living communities typically have 24-hour on-site staff, providing up to three nutritious meals and snacks each day. Most also include scheduled transportation to doctor’s appointments, grocery stores and other essential errands.
does medicare pay for assisted living
If you or a loved one needs help with personal care and daily living tasks, then an assisted living facility is an option. Unlike nursing homes, these facilities offer less medically intensive care and can help residents maintain their independence.
Whether you use Medicare or another form of funding to pay for assisted living depends on your specific needs. It’s important to consider a variety of options before you make a decision.
Medicare Part A is a federally-funded health insurance program that covers some costs for stays in skilled nursing facilities. Medicare Part B, which accounts for nonhospital medical expenses, can cover doctor visits and certain prescription drugs.
how much is assisted living
Assisted living is an option for seniors who need some help with daily activities but still want to live independently. The cost varies greatly depending on the location and level of care needed, but it usually costs less than a nursing home or in-home care.
The most affordable assisted living options tend to be those in small towns or rural areas, but you can find cheaper facilities in major urban areas. Swapping states can also dramatically cut costs.
who pays for assisted living
The cost of assisted living can vary based on where you live, what type of facility you choose, and what level of care your loved one needs. Medicare, Medicaid and other financial resources are often used to help pay for assisted living.
Medicaid is a federal and state program that provides long-term health care assistance for low-income people. Not everyone qualifies for Medicaid, and the types of services covered by Medicaid vary by state.
If you or your loved one are eligible for Medicaid, you might want to consider a move to an assisted living community with an accepted Medicaid contract. This will give you some financial perks, like waiving the “community fee” or moving-in credits.
assisted living vs nursing home
Assisted living facilities are designed for people who need help with some daily tasks but don’t need around-the-clock health care. Residents are supervised and receive help with activities such as bathing, dressing, meal preparation, medication management and housekeeping.
A nursing home (also called a skilled nursing facility or healthcare community) offers round-the-clock medical care and monitoring, often in an environment that resembles a hospital. It also provides specialized services like wound management, IV management, physical therapy and speech therapy.
Choosing the right housing option for your parent is one of the most important decisions you’ll make as an adult caregiver. Understanding the differences between assisted living and nursing homes will help you determine which is best for your loved one. Choose a facility that’s a good fit for your budget, lifestyle and care needs.