Assisted Living Facilities
Assisted living facilities are the answer for seniors who no longer need daily home care but require assistance with activities of daily living (ADLs). They can help your loved one with eating, bathing, toileting and medication reminders.
Choosing the right facility is critical to their quality of life. You should ask about the staffing, amenities and price range of each facility before deciding.
assisted living facilities
Assisted living facilities offer an alternative to nursing home care for older adults who need some assistance with activities of daily living (ADLs), but who do not require 24-hour supervision. They are designed to promote a lifestyle of independence and dignity, providing the services seniors need in an environment that is as comfortable as possible.
Several important benefits come with assisted living:
One is the social aspect of life, which is vital to senior health. Most communities offer a variety of social activities and events. This can help reduce feelings of loneliness and isolation, which can lead to depression.
does medicare pay for assisted living
Assisted living is a step between living at home and nursing homes, blending medical monitoring with help with day-to-day tasks. This type of care allows people to remain independent for as long as possible.
Medicare, however, does not cover assisted living. Fortunately, there are other options for funding this type of care, including Medicare Advantage, Medicaid, and long-term care insurance policies.
Most states offer financial assistance to seniors through their state’s regular Medicaid program or through various waiver programs, including home and community-based services. Some states even provide Medicaid funds to assist seniors in finding and obtaining affordable assisted living facilities.
how much is assisted living
Assisted living is a good option for older adults who need help with activities of daily living like getting dressed, eating and moving around safely. However, it can be costly, so families need to understand how much it costs and what they’ll pay for before deciding.
Fortunately, there are several ways to help cover the cost of assisted living. Most seniors use their personal funds and long-term care insurance, but many also access public payment options, such as Medicaid.
Some facilities charge a flat yearly fee for all of the basic services, while others have tiered pricing. This type of pricing allows families to better plan their monthly expenses and take advantage of the services they need without paying more than they need to.
who pays for assisted living
Assisted living residents often rely on private resources and coverage through long-term care insurance to pay for their room and board, but there are many other funding options available.
Medicaid, a government aid program for low-income seniors, can be a good financial option to consider. However, eligibility criteria vary by state and some people may not qualify.
The first step to determining your loved one’s options is to take a quick, free and non-binding Medicaid eligibility test.
If you think your senior may qualify, contact your local Area Agency on Aging to determine if there are any other sources of assistance. Some states offer home and community-based waivers that can help low-income residents afford assisted living. There are also many other free and low-cost services available, including benefits, legal and housing advice, recreational, social and volunteering connections and support groups.
assisted living vs nursing home
Assisted living facilities provide a place for older adults to receive care if they cannot live on their own or need more assistance than can be provided in the home. They also provide socialization and recreational activities to help seniors stay active and independent as they age.
Nursing homes are similar to assisted living facilities but are more focused on long-term care and health care. They are regulated by state authorities and offer 24-hour care from skilled nurses and physical, occupational and speech therapists.
Choosing the right facility for your loved one can be challenging. It’s best to talk with a qualified healthcare professional and make an informed decision about your options.
