Assisted Living Facilities

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Best Assisted Living Facilities Denver

What happens when the circus comes to town? Children of all ages pack the tents. In those tents you will also find adults of all ages who are still kids at heart when they see the clowns and acrobats.

Applewood Our House has assisted living and memory care facilities in Golden, Lakewood, and Arvada, Colorado. Our senior residents often participate in outdoor activities, and trips to events like the circus.

Our motto at Applewood Our House is “Where new memories begin.” Those memories begin the minute our residents walk into our facilities for the first time.

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Assisted Living Facilities

Assisted living facilities are ideal for older adults who need assistance with daily tasks such as eating, bathing and dressing. They also offer access to health and medical services.

Choosing the right facility is important for seniors’ physical, mental and emotional well-being. To find the best place for your loved one, NCAL recommends visiting several different facilities.

assisted living facilities

Assisted living facilities provide an array of support services that help seniors live independently. These include meals, housekeeping, transportation, social activities and medical care.

Often cheaper than nursing homes and in-home care, these types of senior living communities are an excellent option for those who need assistance but are still able to maintain their independence.

These senior homes offer a safe and secure environment that includes security systems, emergency call systems in each resident’s living space, and staff available to address unexpected issues.

Assisted living also offers peace of mind for family members because they know that their loved one is in a safe and caring place. It also provides access to life enrichment activities, such as movie nights, religious services, card groups, and picnics.

does medicare pay for assisted living

If your older adult needs help with basic activities of daily living, such as bathing, dressing, eating and using the bathroom, assisted living may be an option. However, you should be aware that Medicare does not cover the costs of room and board or other personal care services provided at an assisted living facility.

Fortunately, you can find other financial resources to pay for assisted living if you don’t qualify for Medicaid. These include personal and retirement savings, life insurance, a reverse mortgage or annuity, and veterans’ aid.

Although Medicare does not cover the cost of assisted living, it will still cover medical care, prescription drugs and other expenses that are necessary while your older adult is in a skilled nursing facility. Medicare also pays for long-term nursing home care if it is part of your older adult’s rehabilitation following a severe injury or surgery.

how much is assisted living

Assisted living facilities generally provide basic services such as three meals a day, medication monitoring, housekeeping, laundry and social & recreational activities. Some communities offer additional services that are billed separately.

Costs can vary based on the area and care needs of the resident. According to Genworth Financial’s Cost of Care Survey 2021, the national average is $4,500 per month.

Families may use a variety of sources to help cover the costs of assisted living, including money from retirement accounts, insurance policies and family contributions. Alternatively, some seniors opt to sell their home and use the proceeds to pay for assisted living.

who pays for assisted living

Assisted living facilities vary in price based on location, apartment size and each resident’s care needs. Some offer a flat monthly fee with a base level of services, while others charge residents according to the amount and quality of care needed.

Many older adults pay for their assisted living costs using private funds, such as a combination of savings, Social Security benefits, pension payments and retirement accounts. Other options include home equity, life insurance and a reverse mortgage.

Whether you’re paying for assisted living with private funds or other financial resources, it’s important to plan ahead. Having a clear understanding of how you’ll fund your loved one’s long-term care can help prevent stress, and save you from incurring unexpected expenses down the road. Planning now can also help ensure that you account for the typical 3 percent to 6 percent rise in prices each year.

assisted living vs nursing home

Assisted living facilities are long-term care options that combine housing, support services and health care, as needed. They are popular among families of older adults and the disabled, especially those who prefer a more hands-on long-term care model than in-home care.

Unlike nursing homes, which are usually built to look and function like hospitals, assisted living communities try to be more home-like. This includes a more relaxed atmosphere, with staff members who take the time to build relationships with residents.

If your loved one has a long-term care insurance policy, this could help pay for some or all of their assisted living costs. However, it’s important to check with your state’s Medicaid program about what kind of coverage is available.

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